RIA – Registered Investment Adviser

Experience a different kind of relationship

If you’ve reached the point where you want personal, highly customized financial guidance based on your goals, it may be time for an independent Registered Investment Adviser (RIA)

What is a RIA?

A Registered Investment Adviser (RIA) is a professional advisery firm that offers personalized financial advice to clients, many of whom are affluent or have complex financial needs..

  • Many independent RIAs work with complex portfolios requiring highly customized investment management, strategy, and consultation.
  • Because these advisors are independent, they are not tied to any particular family of funds or investment products.
  • Typically independent RIAs are owned by the individual advisers who run them.
  • Independent RIAs may provide advice and services for a fee based on a percentage of their client’s assets.
  • As fiduciaries, RIA firms have a fiduciary duty as they are held to the highest standard of care – and are required to act in the best interests of their clients at all times.

Benefits of working with a RIA

Independent advisors are not tied to any particular family of funds or investment products. So whether you need help with retirement planning, a tax situation, estate planning, or managing asets at multiple places, RIA’s have the freedom to choose from a wide range of investment options in order to tailor their advice based on what is best for you.

To offer advice closely aligned with your goals, independent advisors must first build a strong understanding of your situation. As a result, many independent advisors focus on building deep relationships with their clients. This often takes regular, ongoing interactions. And because many of these advisors are entrepreneurial business owners, they hold themselves personally accountable to their clients.

Independent advisors typically charge a fee based on percentage of assets managed. This fee structure is simple, transparent, and easy to understand. It also gives your advisor an incentive to help grow your assets. When you succeed, your advisor succeeds.

Independent advisors can help investors address the variety of complex investment needs that arise when you accumulate significant wealth. While specific services vary from firm to firm, they are often described as financial “quarterbacks” focused on your holistic financial picture. Some advisors are specialists in certain investment strategies. Others can assist yo with comprehensive services, such as estate planning or borrowing, the sale of a business, complicated tax situations, trusts, and intergenerational wealth transfer.

Independent advisors use independent custodians, to hold and safeguard clients’ assets. FOr many investors, the provides a reassuring system of checks and balances – your money is not held by the same person who advises you about how to invest it.

At Payne Wealth Partners, we strive to provide you the highest quality financial advising experience we can by holding ourselves to a higher standard. One way we do this is by being a Registered Investment Advisery firm.

Payne Wealth Partners feels that being a RIA firm is not simply about financial advice; A RIA firm provides you with the comfort that comes with knowing the important aspects of your life are being taken care of. Contact Payne Wealth Partners today to learn more.

Let us help guide you on the journey to your Best Life and leaving a Powerful Legacy…

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Payne Wealth Partners Consultation
RIA – Registered Investment Adviser August 1, 2013

Contact Our Offices

Payne Wealth Partners, Inc.
Keystone Financial Consulting
601 N Cross Pointe Blvd
Evansville, IN 47715
Phone: 812-477-6221
Toll Free: 888-477-6221
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