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Disclosures

General

This website is for informational purposes only and does not constitute a complete description of our investment services or performance. This website is in no way a solicitation or offer to sell securities or investment advisory services except, where applicable, in states where we are registered or where an exemption or exclusion from such registration exists. Information throughout this site, whether stock quotes, charts, articles, or any other statement or statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this website should be interpreted to state or imply that past results are an indication of future performance. Neither we nor our information providers shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user. THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY ‘LINKED’ WEBSITE.”

Payne Wealth Partners Website Privacy Policy

Payne Wealth Partners has created this security and privacy statement in order to demonstrate and communicate its commitment to the privacy of the users of Payne Wealth Partners’ website(s) and to conducting business with the highest ethical standards and appropriate internal controls. The following discloses Payne Wealth Partners’ information gathering and dissemination policies for the Payne Wealth Partners website:

Collection and Dissemination of Personal Information

Payne Wealth Partners uses standard web analytics tools to gather site usage information for the purpose of improving user experience. As part of this web analytics activity, Payne Wealth Partners may place cookies on users’ computers. Payne Wealth Partners may also place cookies on users’ computers to enable certain site features; users who block cookies may not be able to take advantage of all site functionality. Additionally, for specific sites or applications, Payne Wealth Partners may use web analytics to track usage to confirm compliance with the terms of use of those sites or applications. Payne Wealth Partners’ website(s) may receive and maintain information such as user name, email address, telephone number and other personal information only when such information is personally submitted by users through an optional request form such as the request for more information form or the Payne Wealth Partners survey form. These forms and the information provided within the forms allow users to make specific inquiries or requests of Payne Wealth Partners or provide Payne Wealth Partners with feedback on its Web sites or services. Information gathered via this site is not shared with third parties unless the involved individual requests such sharing or unless disclosure is required by law. Payne Wealth Partners does not sell personal information to third parties for commercial purposes. Payne Wealth Partners reserves the right to disclose user information in special circumstances, where Payne Wealth Partners believes that the disclosure of such information is necessary to identify or contact someone who may be interfering with or violating Payne Wealth Partners’ rights or property or other users or to protect or enforce Payne Wealth Partners’ rights or obligations. Payne Wealth Partners may also disclose user information when such disclosure is required by law or regulation.

Third Party Links

Payne Wealth Partners website(s) may contain links to other sites, some of which are not owned by Payne Wealth Partners. Payne Wealth Partners is not responsible for the security or privacy practices of non-Payne Wealth Partners sites, the products or services offered by such sites, or the content appearing at such sites. Likewise, Payne Wealth Partners does not endorse any of the products or services marketed at non-Payne Wealth Partners sites. Payne Wealth Partners prohibits the framing of any materials available through the Payne Wealth Partners website(s) and unauthorized hypertext links to Payne Wealth Partners’ website(s). Payne Wealth Partners reserves the right to disconnect or otherwise disable any unauthorized frames or hypertext links.

Regulatory Policy

Certain Payne Wealth Partners website features may require an authorized user to input personal information in order to fulfill a regulatory requirement. Payne Wealth Partners shall use such information consistent with its regulatory mission and its role as a member association. Such personal information may be made public or shared with third parties, consistent with Payne Wealth Partners’ role.

Information Security

Payne Wealth Partners website(s) are protected with a variety of security measures such as change control procedures, passwords, and physical access controls. Payne Wealth Partners also employs a variety of other mechanisms to protect a user’s data from being lost, misused, or altered inappropriately. These controls include data confidentiality policies and regular database backups. Although Payne Wealth Partners takes these measures to safeguard against unauthorized use of a user’s data, Payne Wealth Partners cannot control Internet transmissions and cannot provide assurances that personal information transmitted to Payne Wealth Partners will never be compromised en route to our servers.

Policy Changes

Payne Wealth Partners reserves the right to modify or update this Privacy Policy or other terms and conditions of use of the Payne Wealth Partners website(s) at any time by updating this page. Any modifications or updates shall be effective upon posting to the Payne Wealth Partners website(s).

Contact Information

Payne Wealth Partners
Ann Pendley, CFP®
Director of Business Development
Payne Wealth Partners
601 N Cross Pointe Blvd.
812-602-6304
aapendley@paynewealthpartners.com

Disclosures December 18, 2012

Contact Our Offices

Payne Wealth Partners, Inc.
Keystone Financial Consulting
601 N Cross Pointe Blvd
Evansville, IN 47715
Phone: 812-477-6221
Toll Free: 888-477-6221
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