Investors Choosing Cash


Investors Choosing Cash

In a recent survey, U.S. investors from various backgrounds were asked for their top choice for a long-term investment. Over 25% of respondents chose cash and cash-related investments, ahead of other assets such as real estate, stocks, and bonds. This may seem surprising given that cash currently yields 0%, and it has been one of the worst performing asset classes over the last ten years, earning just 1.7% annualized while inflation has averaged 2.5%. What seems to many as the top solution has the potential to hinder long-term investment goals because its returns haven’t kept up with the rising cost of living. While it’s understandable for investors to be wary, given the volatility we’ve seen over the past 10 years, it is worth pointing out that not being invested in the markets may not be the answer. We believe it is more important for investors to have an appropriately diversified portfolio tailored to their risk-tolerance and time horizon.

The complete Financial Security Index Survey for July 2013 can be seen at:

Sources: JP Morgan Asset Management and

Author: Chad Sander (Bio)

Direct Phone: 812-602-6302



The information in this material is only as current as the date indicted, and may be superseded by subsequent market events or for other reasons. Statements concerning financial market trends are based on current market conditions, which are subject to change and which Payne Wealth Partners, Inc. does not undertake to update. While all information prepared in this document is believed to be accurate, any statements of opinion constitute only current opinions of Payne Wealth Partners, Inc., which are subject to change and which Payne Wealth Partners, Inc. does not undertake to update. Accordingly, you should not put undue reliance on these statements.

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